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Tag Archives: SEC

SEC’s Title III Equity Crowdfunding for Non-Accredited Investors

28 Oct
SEC to Approve Final Title III Rules for Equity Crowdfunding for Non-Accredited Investors

SEC to Approve Final Title III Rules for Equity Crowdfunding for Non-Accredited Investors

SEC’s Crowdfunding Title III Open Meeting:

The Securities and Exchange Commission will hold an Open Meeting on Friday, October 30, 2015 at 10:00 a.m., in the Auditorium, Room L-002.

SEC Title III Open Meeting Discussion Points:

Commission Stein, as duty officer, voted to consider the items listed for the Open Meeting in open session, and determined that Commission business required consideration earlier than one week from today.  No earlier notice of this Meeting was practicable.

View the Archived SEC’s Title III Crowdfunding Open Meeting Video:

https://www.sec.gov/news/openmeetings.shtml

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SEC to Vote on Final Rules for Title III Crowdfunding this Friday, October 30, 2015!

27 Oct

Title III Crowdfunding is over 3 1/2 years late, but the United States now sits on the cusp of what Pres. Obama called a “Game Changer” for entrepreneurs, startups and small businesses!

By Robert Hoskins

Washington, DC – According to Sherwood Neisss, Crowdfund Capital Advisors, “the SEC plans to vote this Friday, October 30th, on the final  Title III Crowdfunding Rules!

SEC to Vote on Final Rules for Title III Crowdfunding this Friday, October 30, 2015!

SEC to Vote on Final Rules for Title III Crowdfunding this Friday, October 30, 2015!

Woodie, Zak and I will never forget sitting in the Rose Garden of the White House and seeing President Obama sign the JOBS Act into law on April 5, 2012. There are many in our industry and in the traditional financial and legal communities that have said “Title III is dead” or “This will never happen.”

We have always believed in the inevitability of this day … and now it has arrived. On Friday, the SEC will prove them wrong. While we have at times been vocal critics of the slow speed of this process, we have always believed that this vote would happen and that crowdfunding for everyone would become law in the United States.

Friday will be a special day for us for 2 reasons. In January, 2011 we began our journey in Washington DC to do what everyone told us was impossible: to modernize 80-year-old securities laws about how private capital could be raised so that we could use the Web and social media to offer debt and equity securities to Americans.

5 years later, starting in early 2016, business owners in Eugene Oregon, Alexandria, Louisiana, Tarrytown, New York, Miami Florida or any other city or town in the United States will have the ability to raise capital from their families, customers and communities. Will all be successful in raising this money? No. But like in so many other things they will have a real opportunity to do so. That is all anyone asks for. A fair shot at their dream.

Thank you so much to ALL the people that were part of this massive effort in Washington DC (including Democrats, Republicans and Independents), across the United States and around the world for believing that this was a worthy cause and for working so hard to make it happen. The industry has been formed here in the United States and is ready to work responsibly with innovators and investors to create a transparent and efficient market.

This will also bring a great deal of curiosity by traditional investors, to a new sector of the global FinTech innovation that we have been curating and helping to build globally for the last 3 years. Asia, Latin America, Europe and the Middle East are all poised to embrace this new form of finance and we will continue investing and working in these regions to advance the global crowdfunding agenda.

Please let us know what you are working on and if there are ways for us to support your technology solutions, policy needs or connectivity to this fast moving market.”

Onward,

Jason and Woodie
Crowdfund Capital Advisors

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Robert Hoskins, a seasoned Front Page PR veteran provides more than twenty-five years of external communications, media relations, digital social media and SEO skills to Front Page PR’s crowdfunding PR and media relations service portfolio.
(512) 627-6622
@Crowdfunding_PR


Mr. Hoskins is a seasoned marketing veteran with a proven track record of helping entrepreneurs, startups, small businesses as well as Fortune 500 corporations launch successful marketing communications campaigns to gain market traction for a wide variety of products and services.
Hoskins is one of the crowdfunding industry’s foremost crowdfunding advocates and has amassed a huge social media following that is dedicated to supporting donation-, rewards- and equity-based crowdfunding campaigns. Due to the overwhelming demand from the general public for crowdfunding information, he empowers entrepreneurs with some of the internet’s most affordable ($20) online crowdfunding training classes, which provide insight to startups around the world on a 24 x 7 basis.
Hoskins adamantly believes that the crowdfunding industry will empower everyone in the United States to rediscover the possibility of living the American dream with a little hard work, a great business idea and the dedication to researching, planning and launching a well-thought-out crowdfunding campaign. He consults on a regular basis with crowdfunding campaign managers as well as crowdfunding sites, portals and platforms to deliver successful crowdfunding marketing campaigns.

Onevest Sets $2 Million Self-Crowdfunding Record; Uses Funds to Hire Top Talent

22 Aug

Financial technology company currently operates one of the leading startup investing marketplaces with over 80,000 entrepreneurs and 15,000 investors registered

By Robert Hoskins

New York City, New York – Onevest announced that reached $2M in financing for its Series A round after self–crowdfunding on its own platform.   The financial technology firm launched the 506c offering to celebrate the implementation of Title IV of the JOBS Act. In one month alone the company has been able to close what would normally take on average between 4 to 8 months in the offline world for a tech startup of its size.

New Equity Crowdfunding Platform, OneVest, Creates One-Stop Shop for Investors Seeking Startups in the United States

New Equity Crowdfunding Platform, OneVest, Creates One-Stop Shop for Investors Seeking Startups in the United States

The company is currently operating one of the leading startup investing marketplaces with over 80,000 entrepreneurs and 15,000 investors registered.

Onevest has a unique approach, as it captures deal flow at the formation stage via its cofounder matchmaking property site, CoFoundersLab, which gives Onevest six months to one year in advance to build the relationship with the company before the entrepreneur is ready to seek a round of financing. Via CoFoundersLab, Onevest is onboarding over 2,000 registered entrepreneurs to its ecosystem every month.

“Today we have put a dent in the universe by changing the game of fundraising online. We are lucky and honored to be part of an industry that is revolutionizing what has been an old and outdated model that clearly needed a healthy disruption,” said Onevest’s Executive Chairman Alejandro Cremades.

The company is already putting the capital to work as it has hired a new CFO, Barry Shereck. Barry has more than 30 years of experience in financial management with early stage companies and has taken four companies public.

Onevest also announced the hire of Erica Duignan as the Head of Deal Flow to hone in on bringing high quality startups on its marketplace and to build a world-class team of venture associates. Erica is joining Onevest from the renown accelerator program Dreamit Ventures, where she was a Managing Director focused on company recruiting, fundraising and developing investor relationships.

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Phoenix Firm, StartCapital, Announces New Equity Crowdfunding Platform for Title IV, Reg A+ Securities Offerings

10 Jun

StartCapital exclusive investment group has deep-pocketed individuals and institutions willing to pay for the legal and accounting costs incident to a Regulation A+ crowdfunded offering

By Robert Hoskins

Phoenix, Arizona – StartCapital.com announces the launch of its new website to source alternative startup financing for pre-growth companies in Series A and B offerings. The launch of the new website coincides with the new Regulation A+ crowdfunding regulation slated to take effect in several weeks.

StartCapital Reg A+ Equity Crowdfunding Platform in Phoenix

StartCapital Plans to Offer Reg A+ Equity Crowdfunding Offerings in Phoenix, Arizona

“We’re seeing great interest in sourcing capital through Reg A+ and we expect this demand will only grow,” says Jake Durrant, Managing Director.

StartCapital.com intends on assisting with capital raising opportunities for startups, but also hopes to source funds for residential and commercial real estate with Regulation A+ crowdfunding. Startups represent an important market, but investors are typically more driven toward investment products that include very solid collateral. Real estate fits this bill very nicely.

“While startups are often very sexy, it can be difficult to sell investors on the idea that their investment is safe, particularly if nothing exists except for some intellectual property and potential in a group of entrepreneurs,” Durrant says. “It’s one of the reasons we’re seeing such a big uptick in real estate related crowdfunding transactions.”

In addition to crowdfunding, the company also provides alternative financing for small companies looking to source capital for their businesses from other non-bank sources. For instance, the company provides debt financing through partners allowing for SBA, line of credit and asset-based lending. In addition, alternative equity options are also offered through things like self-directed retirement accounts, including IRAs and 401(k)s.

Finally, Start Capital is partnered with other equity investors that can assist in writing checks of up to $1,000,000 for the right venture and team. “Our investors are looking for those diamonds in the rough,” says Durrant.

When sourcing the right deals, the Start Capital exclusive investment group also has deep-pocketed individuals and institutions willing to pay for the legal and accounting costs incident to a Regulation A+ crowdfunded offering.

“We’re most excited about our partnership with the right investment groups who’re greatly interested in sourcing and paying for the costs of Reg A+,” Durrant says. “Since June 19th marks the beginning of Reg A+, we wanted to be ready when demand for mini-IPOs really opens up.”

Start Capital is a owned and operated by Deal Capital Partners, an M&A advisory firm with partners scattered across the United States. The firm offers an interesting mix of financial advisory services, from growth capital to mergers and acquisitions. The company is positioning itself for implementation and use of some of the latest options available thanks to the JOBS Act.

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CFX: the Crowd Finance Exchange, a Secondary Stock Exchange for Real Estate Crowdfunding Securities Expected to Be Online within 60-90 Days Pending Approvals

4 May

Shares of crowdfunding offerings purchased on the PeerRealty portal can be resold on the secondary market, subject only to SEC resale restrictions

 By Robert Hoskins

Chicago, ILPeerRealty.com announced the introduction of a secondary market crowdfunding stock exchange called the CFX: Crowd Finance Exchange for crowdfunded assets and other private investment offerings. The mechanics of the secondary market stock exchange are simple. Shares of crowdfunding offerings purchased on the PeerRealty portal can be resold on the secondary market, subject only to SEC resale restrictions.

PeerRealty Real Estate Equity Crowdfunding Platform in Chicago Illinois

PeerRealty Real Estate Equity Crowdfunding Platform in Chicago, Illinois

The secondary market acts as a stock exchange for private investments, allowing investors to buy and sell shares from other participants in the market. The secondary market, branded as “CFX: the Crowd Finance Exchange,” is expected to be online within 60-90 days pending the completion of SEC regulatory procedures.

“PeerRealty is all about providing access, transparency and flexibility, and our secondary market will provide investors with sorely needed liquidity for private placements and crowdfunding offerings,” says PeerRealty COO Juan Hernandez. “Creating a secondary market has been one of our primary goals since we founded PeerRealty last year, and we’re thrilled to announce the arrival of this private exchange to the marketplace.”

PeerRealty has finalized the back-end technology supporting the exchange, and has a patent pending on the technology and process. CFX acts as a centralized asset exchange system, managing the registration of listed assets and the ownership of participating investors.

The internal transaction engine manages incoming orders to buy and sell, and processes these orders using a matching algorithm with price-time priority. The CFX system handles the complete lifecycle of an investment purchase or transfer, including the clearing of investor funds and settlement process of the private assets.

The establishment of a secondary market promises to be a huge development for a quickly growing industry. According to a recent report by research organization Massolution, the equity crowdfunding industry grew by 182% in 2014, with over $1.1 billion raised on equity crowdfunding platforms.

PeerRealty.com is a streamlined, online portal that allows any accredited investor to participate in high-quality real estate deals. A strong team and advisers with institutional backgrounds review and select deals. The leadership team has over 30 years of real estate investing experience, and includes M.B.A.’s from Northwestern University’s Kellogg School of Management, the University of Chicago Booth School of Business, and the University of Miami (FL), along with J.D.’s from the University of Chicago Law School and the University of Miami (FL).

Current investment opportunities available on the PeerRealty platform include a senior housing development project and a retail shopping center in the Chicagoland area.

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SEC Approves Regulation A+ Rules under Title IV of the JOBS Act that Pre-empts State Law and Paves the Way for Selling Up to $50 Million of Equity Crowdfunding Securities to Unaccredited Investors

25 Mar

There are no general solicitation restrictions so companies can freely advertise, market and publicize offerings at demo days, trade shows, mass media and via social media networks

 By Robert Hoskins

Washington, D.C. – The Securities and Exchange Commission adopted final rules unanimously to facilitate smaller companies’ access to capital.  The new rules provide investors with more investment choices.The new rules update and expand Title IV Regulation A+, an existing exemption from registration for smaller issuers of securities.

SEC Approves Regulation A+ Rules under Title IV of the JOBS Act

SEC Approves Regulation A+ Rules under Title IV of the JOBS Act

The rules are mandated by Title IV of the Jumpstart Our Business Startups (JOBS) Act.The updated exemption will enable smaller companies to offer and sell up to $50 million of securities in a 12-month period, subject to eligibility, disclosure and reporting requirements.

“These new rules provide an effective, workable path to raising capital that also provides strong investor protections,” said SEC Chair Mary Jo White.  “It is important for the Commission to continue to look for ways that our rules can facilitate capital-raising by smaller companies.”

The final rules, often referred to as Regulation A+, provide for two tiers of equity crowdfunding securities offerings:

  • Tier 1:  Offerings of securities of up to $20 million in a 12-month period, with not more than $6 million in offers by selling security-holders that are affiliates of the issuer; and
  • Tier 2: Offerings of securities of up to $50 million in a 12-month period, with not more than $15 million in offers by selling security-holders that are affiliates of the issuer.

Both Tiers are subject to certain basic requirements while Tier 2 offerings are also subject to additional disclosure and ongoing reporting requirements.

The final rules also provide for the preemption of state securities law registration and qualification requirements for securities offered or sold to “qualified purchasers” in Tier 2 offerings.

Tier 1 offerings will be subject to federal and state registration and qualification requirements, and issuers may take advantage of the coordinated review program developed by the North American Securities Administrators Association (NASAA).

The rules will be effective 60 days after publication in the Federal Register.

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Setting Up a New College – University Equity Investment Crowdfunding Site to Take Advantage of the Growing U.S. Investor Network Suffering from a Lack of Deal Flow

14 Mar

Schools that Launch Equity Crowdfunding Sites Now Will Learn How to Market Investment Opportunities to Accredited Investors and Get a Head Start on the Vast Amount of Money that Will Flood the U.S. when the SEC Finally Approves Title III Crowdfunding Guidelines

By Robert Hoskins

Investor Surplus, Deal Flow Shortage

Believe it or not, there is a growing surplus of angel investors, accredited investors and venture capitalists that have the money to invest in new startups, but cannot find enough good deals being circulated by entrepreneurs and startups that need investment startup capital.  

A recent member of the San Francisco Angel Group member recently said that there many startups in San Francisco currently receiving seed investment that really are not worthy of seed investment capital, but are getting lucky because there is a surplus of money and a shortage of good deals. 

The good news is that college and universities can now take advantage of a new rule passed as a part of the JOBS Act, which approved something known as General Solicitation. For the past 80 years it has been illegal to advertise or market private equity deals to the general public, but that ban has been lifted. 

In November 2014, a new SEC rule was passed that makes it possible to advertise private placement memorandums (PPMs) to approximately 8.7 million accredited investors throughout the United States and abroad.  This is great news because only about 3% of all accredited investors are active angel investors. This means that 97%  of this group has never been approached by startups seeking investment capital. 

This means that any school can setup an equity crowdfunding platform and start marketing their local community’s entrepreneur and startup business plans to a nationwide or global network of accredited investors.  Once a platform is setup, investors with the right credentials can search through the platform’s online equity investment opportunities on a 24x 7 basis.

And then, hopefully in October 2015, the SEC also will pass the final rules that open up Title III equity crowdfunding to every adult in the United States who is 18 years or older. When that happens, the same equity crowdfunding site will have the ability market deals to every adult in America or approximately 180 million new investors.  Take that with a grain of salt because the new Title III rules are three years overdue, but if they do make it to the Federal Registry there will be flood of money seeking great business plans and startups who need startup capital.

In order to leverage the growing pool of accredited investors now, colleges and universities should begin the process of setting up a streamlined equity crowdfunding ecosystem as soon as possible. It will open up schools to a nationwide and/or global network of angel investors now and help them get a head start on the vast amount of money that will flood the marketplace when the SEC finally approves the Title III crowdfunding guidelines.

Learn more about crowdfunding:

 

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Want to learn more about setting up an equity crowdfunding platform?

Please fill out this form to get start:

Predictions for the Top 15 Crowdfunding Trends that Will Emerge During 2015

22 Dec

New Developments Expected from the SEC, Texas Crowdfunding Portals, Crowdfunding Service Providers, State Banks, Corporate Crowdfunders, Non-Profits and Secondary Trading Markets

By Robert Hoskins

Austin, Texas – Front Page PR predicts the top 15 crowdfunding trends that will emerge by the end of 2015 for the United States crowdfunding industry:

  1. The SEC will do the right thing and surprise the U.S. by introducing rewritten Title III crowdfunding regulations formulated to appease both Wall Street and entrepreneurs.
  2. Texas Incubators/Accelerators will add equity crowdfunding portals to their investment models to earn extra revenue, improve deal flow and tap 20 million unaccredited investors.
  3. There will be a rising tide of third-party crowdfunding service providers needed to produce Private Placement Memorandums (PPMs) and necessary disclosure documentation.
  4. State banks will seize the opportunity to create new revenue streams by setting up crowdfunding equity escrow services that larger banks will probably ignore.
  5. Advertising, PR and social media firms will improve the success rate of million dollar crowdfunding campaigns to more than a 50% success rate regardless of crowdfunding site.
  6. Major corporations like Sony will begin to launch substantial crowdfunding campaigns to test the market demand for their company’s latest and greatest high-tech, clean-tech, bio-tech, fin-tech and film/music products and services
  7. Major corporations will follow IBM’s example by opening their own intranet crowdfunding platforms to allow employees to fast track innovative products and services by using crowdfunding campaigns to override political and corporate management roadblocks.
  8. Major publishing houses will follow Reddit’s and YouTube’s example by launching their own crowdfunding platforms to harness mature electronic commerce & marketing capabilities.
  9. Real Estate will lead the marketplace in offering attractive equity crowdfunding deal flow.
  10. Texas will become one of the largest equity crowdfunding markets in the United States.
  11. More than 50% of U.S. states will approve crowdfunding exemptions by the end of 2015.
  12. By Q4 2015 a secondary market will begin to emerge for trading equity crowdfunding shares.
  13. Crowdfunding investing will cause private equity investors and venture capitalists to lose their ability to take advantage of startups/entrepreneurs who will find it much easier to raise venture capital funding.
  14. Non-profit fundraising organizations will move their entire fundraising operations to a pure online donation-based crowdfunding platform to substantially streamline their organizations and reduce their operating expenses.
  15. As in many early growth industries, large players like GoFundMe, IndieGoGo and Kickstarter will begin buying up smaller sites to increase market share and expand their global presence.

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Contact:
Robert Hoskins
Front Page PR
(512) 627-6622
@Crowdfunding_PR
@FrontPage_PR
@Crowdfunding_TX

SEC and SBA Announcements Lay the Foundation for Training Small Businesses on How to Use Crowdfunding in the United States

19 Sep

SBA Partners with SEC to Offer Nationwide Jumpstart Our Business Startups (Jobs) Act Training Programs to Help Small Businesses Learn How to Raise Startup Capital

By Robert Hoskins

Washington, DC – The U.S. Small Business Administration (SBA) announced that it will join the Securities Exchange Commission (SEC) in co-hosting a series of events around the country to help small business owners learn about new opportunities to raise capital under the Jumpstart Our Business Startups (JOBS) Act.  The first event will be hosted by the University of Baltimore’s Merrick School of Business on Sept. 25 from 2 p.m.to 4 p.m. EST.

SBA Partners with SEC on Offer Nationwide Jumpstart Our Business Startups (Jobs) Act Training Programs Events to Help Small Businesses Learn How to Raise Startup Capital

SBA Partners with SEC on Offer Nationwide Jumpstart Our Business Startups (Jobs) Act Training Programs to Help Small Businesses Learn How to Raise Startup Capital

“We believe that any new, inclusive and innovative paths that help small businesses gain access to the capital they need are good things, but these paths should be implemented with prudence and care,” said Javier Saade, Associate Administrator for SBA’s Office of Investment and Innovation. “We’re happy to join forces with the SEC to have these important, interactive discussions with small businesses around the country about existing and pending capital raising options under the JOBS Act.”

The JOBS Act events are intended for existing and aspiring small businesses, including minority-owned, women-owned and veteran-owned small businesses to learn about opportunities to raise capital under the JOBS Act.  One change already in place under the JOBS Act allows firms to advertise certain private offerings and another pending change allows firms to offer and sell securities through crowdfunding.

Representatives from SBA’s Offices of Investment and Innovation and Entrepreneurial Development, will join representatives from SEC’s Offices of Small Business Policy, Investor Education and Advocacy and Minority Women Inclusion to cohost the events highlighting additional ways for small businesses to raise funds under current and proposed SEC rules.

The events are designed for existing and aspiring small businesses, including those that are minority-owned, women-owned, and veteran-owned, and will discuss the JOBS Act, which expands the options that businesses may use to raise capital.  One change already in place gives firms the ability to advertise certain private offerings; a second that is pending will allow firms to offer and sell securities through crowdfunding. The SEC is actively developing rules to implement JOBS Act provisions.

Representatives from the SEC’s Office of Small Business Policy in the Division of Corporation Finance, the Office of Investor Education and Advocacy, and the Office of Minority and Women Inclusion will co-host the events with the SBA’s Office of Investment and Innovation and the SBA’s Office of Entrepreneurial Development.

The events will highlight additional ways small businesses may seek to raise funds under current and proposed SEC rules.  The events will also give small business owners an opportunity to ask questions of the SEC and SBA staff.

The events are free and will give small business owners the opportunity to ask questions of SBA and SEC staff members.  Those interested in registering for the Sept. 25 event at the University of Baltimore may do so: here.

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Positive Letters Needed to Support the SEC’s Ability to Crowdfunding Pass Title III Guidelines for Small Business

8 Sep

The SEC Claims that It Does Not Have Sufficient Positive Industry Support to Implement Title III Crowdfunding. Let’s Change that Today by Sending in 10,000 Letters and Tweets from American Entrepreneurs and Small Businesses that Want Access to Small Business VC

By Robert Hoskins

Washington, D.C. – I’d like to start off by saying “Hats off” to Justin Ryan and Terell Jones for putting on an awesome Kickercon crowdfunding event in Houston last month. It was, by far, the best crowdfunding conference we have attended to date! All of crowdfunding subject matter experts were there, but this conference did a much better job than most because they addressed where the crowdfunding industry is headed instead of just rehashing the old facts and figures of the JOBS Act.

There were numerous tracks on the Texas Intrastate Crowdfunding Exemption, an excellent Crowdfunding Boot Camp put on by InventIt2Day’s Conley Giles, and great panel discussions on the up and coming real estate crowdfunding industry, but the most important event by far was a presentation by Ron Miller, who has been meeting with numerous officials the SEC in an attempt to try and understand the SEC’s hesitation to implement Title III crowdfunding rules, which are now way overdue.

 

Please Retweet - I suppport Title III Crowdfunding

Please Retweet – We support Title III Crowdfunding to Start Small Businesses!

 

Mr. Miller gave a convincing presentation based on comments from SEC Commissioners and many of its staff members.  The SEC is basically saying that in 560+ pages of public comments, the negative comments outweigh the positive comments supporting the implementation and communicated that if they had a lot more positive support from Americans then they would be more motivated to pass the final guidelines.

In the Crowdfunding Industry we pride ourselves on utilizing the crowd to accomplish many objectives such as raising money for crowdfunding campaigns and helping crowdfunding platforms police potential equity investment deals.

Unlike many established industries, members of the crowdfunding industry have very advanced social media capabilities and very large networks of contacts on Facebook, LinkedIn, Twitter, YouTube and other important social media networks. One of Mr. Miller’s main points was that the crowdfunding industry should begin working together to leverage these social media networks to drum more support.

During the event’s Q&A session, with an after show audience of almost 500 crowdfunding enthusiasts, several comments suggested developing a Title III Crowdfunding Support Form Letter and providing the contact information on where to mail or email these positive Title III Crowdfunding support letters.  Others suggested creating HeadTalker or ThunderClap campaigns.

In addition, the audience and the event hosts suggested contacting your U.S. House of Representatives and U.S. State Senators to let them know that support for Title III Crowdfunding Rules will be an important factor when considering who to vote for this fall.

Please show the SEC your overwhelming support for Title III Crowdfunding and let them know that the general public, entrepreneurs and small businesses are 100% behind creating a Title III equity crowdfunding industry in the United States. Please download a copy of this Form Letter, add your contact information and then send it the SEC. It will take less than 5 minutes, but can make a difference for the crowdfunding industry.

Please repost, retweet and reblog this story.  All copyrights are waived on both the text and the image. Please retweet and republish at will!

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Feel free to mention these handles in your tweets:

 

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