Plum’s Artificial Intelligence (AI) Crowdfunding Campaign Raises £892,465 for Personal Finance Chatbot on Seedrs

The initiative makes its debut just eight months after the AI company raised its first $500k seed round from 500 Startups

By Robert Hoskins

London, England –  Plum, an artificial intelligence (AI) chatbot for personal finance, has raised £892,465 its initial £700k equity crowdfunding goal a month after launching its fundraising campaign on Seedrs in July.

Plum is an Artificial Intelligence (AI) powered Facebook chatbot that helps consumers manage their personal finances

Plum is an Artificial Intelligence (AI) powered Facebook chatbot that helps consumers manage their personal finances.  The disruptive startup says Fintech’s increasing penetration hasn’t yet reached the mass market, but Plum is set to change that. The crowdfunding campaign Seedrs plans to fund aggressive growth and expansion plans in the near future.

Plum has undertaken the ambitious task of helping millennials save money in a way they barely notice. The innovative chatbot connects securely to users bank accounts via Facebook messenger and AI technology learns their spending habits and automatically saves small amounts of money every few days. The savings are put into an account with an FCA-regulated e-money provider, Mango Pay, and individuals manage their money via Facebook’s Messenger platform.

The crowdfunding campaign on Seedrs follows just eight months after the disruptive AI business raised its $500,000 seed round led by Silicon Valley accelerator program 500 Startups.

The company launched in January 2017 with a waitlist of 5,000 users since which user numbers have been growing at a rate of 25% month on month. In the seven months since launch, Plum has seen its monthly savings grow by 50% each month. The personal savings chatbot is now on track to exceed £20 million in savings for millennials by the end of year one.

“There’s been lots of talk about the personal savings glut in the UK, confirmed by troubling stats. Deloitte estimated the savings gap will reach £350 billion by 2050. It’s a huge problem. Our team helps Plum users to micro save on average £150 a month in a way they barely notice,” said Victor Trokoudes, one of Plum’s Co-Founders. “We saw how TransferWise reduced the friction for sending money globally and provided consumers with a cheaper, superior product.”

Plum’s founders recognized that consumers have long been overpaying on a raft of financial services and products, facilitating abnormal profits for banks and financial services. They are committed to bringing a holistic financial assistant to the mass market by help users to save and earn interest on their savings. Plum will by tell you if you are being ripped off by your utility provider, if you’re overpaying on a loan or bank overdraft and will simply ask you if you would like to switch to save money. All a customer has to do is reply ‘yes.’

This is facilitated through partnerships with energy provider Octopus which gives Plum users the chance to switch to a green energy provider and lower their utility bills by around £250 a year, and Habito which helps Plum customers to find their first mortgage or remortgage opening up the possibility for savings in the thousands a year. Users are also able to earn a return of 3% via Plum’s partnership with P2P lender RateSetter.

While it is Plum’s AI algorithm that powers users automatic savings, the user can also determine how much they save by adjusting Plum’s saving mood from normal to ambitious, a feature that 30% of Plum users have activated, indicating the ambition of consumers to save more.

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Robert Hoskins
(512) 627-6622
@Crowdfunding_PR

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Mr. Robert Hoskins is a seasoned marketing veteran with a proven track record of helping entrepreneurs, startups, small businesses as well as Fortune 500 corporations launch successful marketing communications campaigns to gain market traction for a wide variety of products and services.

On a regular basis, Mr. Hoskins consults with crowdfunding campaign managers as well as crowdfunding sites, portals and platforms to deliver successful crowdfunding marketing campaigns.

Google search “Robert Hoskins Crowdfunding” to see why Mr. Hoskins is considered one of the industry’s foremost crowdfunding experts that has amassed a huge social media following, which is dedicated to supporting donation-, rewards- and equity-based crowdfunding campaigns.

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Top 10 Equity Crowdfunding New Investment Opportunities for Investors and VCs in 2018

Top 10 Investing Opportunities for Investors and Venture Capitalists in 2018

By Robert Hoskins

Top 10 Equity Crowdfunding Investment Opportunities for Investors and VCs in 2018

What technologies will represent the best equity investment opportunities for investors and venture capitalists in 2018?

1. Artificial Intelligence and Machine Learning Go Mainstream
2. Seeing Is Believing: VR and AR Become Critical Business Tools
   
3. Obey the Sound of My Voice: Voice-Driven Apps Filter Out the Noise
   
4. Apples and Oranges: Ag-Tech Disrupts the World’s Oldest Industry
   
5. Industrial and Agricultural Drones Set to Take Off
   
6. Is That a Doctor in Your Pocket? Digital Revolutionizes Healthcare
   
7. Here, There, Everywhere: Blockchain Applications Finally Take Hold
   
8. Boldly Going Where No Company Has Gone Before: Space-Tech
9. Cyber Security for Critical Infrastructure Becomes Vital
   
10. Autonomous Driving Picks Up Speed

1. Artificial Intel/Machine Learning Go Mainstream

Driven by exponentially faster computing power and cloud computing, “teaching machines” is becoming easier and more scalable, enabling AI to go mainstream across a wide range of industries: including consumer marketing and retail, entertainment, digital health, and newer areas like autonomous driving and advanced robotics.

More and more startups are building applications which will solve real world problems by applying AI in areas that can truly have an impact on the quality of our lives.

2. Virtual Reality/Augmented Reality Business Tools

Did you know that in operating rooms across the US, brain surgeons are already using Virtual Reality (VR) to rehearse and simulate surgery in order to be more effective?  VR and Augmented Reality (AR) is not just about show business, entertainment, and 3D gaming, but also about saving lives, industrial solutions, and infrastructure.

VR and AR are about to go mainstream and will be used across a wide range of sectors from sports analytics to building airplane wings. These are definitely interesting technologies to keep an eye on!

3. Voice-Driven Apps Filter Out Background Noise

Have you ever tried using Siri in a car going over 50 Mph?  Or talking to Alexa with the kids making noise in the background? Good Luck! As we all know it does not work.

However, the era of voice driven computing is coming. In the last 10 years, the world has moved from primarily using keyboards to swiping and using touch-screens. In the next five years users will move to talking to our devices as the primary mode of man to machine communication.

Core voice recognition software has become almost perfect at understanding the human voice and getting our words correct. The missing ingredient is its ability to enable our machines to get a clear signal and cancel background noise so that Siri really can HEAR what we are saying.

4. Ag-Tech Disrupts the World’s Oldest Industry – Farming

The world’s oldest industry of growing crops has not been known for its technological flexibility. However, these days Agriculture-related technologies are blooming for different reasons.

Traditionally farming is a family owned business and we now see how second generation of farmers are much more techie and open to adopt advanced farming technologies. In addition, the last two years have seen mass consolidation between leading players in AgTech creating deep pockets and a big appetite for acquisitions.

5. Industrial and Agricultural Drones Take Off

Over the past couple of years, more and more buzz is hitting the airwaves about Amazon and others using drones to deliver packages to your doorstep or bring you fast food on demand.

While this sounds pretty cool, more interesting and profitable uses of drone technologies probably lie within industrial and agricultural markets.

Drones are already playing critical roles in facility security, mining, oil and gas exploration, crop protection and surveying landmass. Building industrial scale drones with light-weight, long-lasting batteries, which are robust and reliable seems to be a temporary roadblock, but companies that can advance these technologies are worth watching closely.

6. Digital Healthcare Puts a Doctor in Your Pocket

As much as we try not to overuse this term, artificial intelligence is actually a powerful factor in the rapidly growing digital health sector. Enable regular people as well as healthcare personnel crunch historic data sets from electronic medical records from way back when — to the latest data that is now being collected from wearables in order to increase our quality of life and perhaps even prevent deaths.

The same will be true for computer vision and machine learning technologies that enable the bio-tech and life sciences industries to begin extracting new insights and diagnostics from images.

7. Blockchain Applications Finally Take Hold

Timing is everything! In the buzzword competition of 2017, blockchain was the hands-down winner.   Since then, there have been missteps and pivots for this important financial technology. Many Venture Capitalists (VCs) have been disappointed with their investments in this sector; however, now is the time to begin taking a fresh look as this technology matures and evolves beyond Bitcoin across multiple applications such as: sharing economy, data security, logistics, and of course, banking and finance.

8. SpaceTech Goes Where No One has Gone Before

The Space Tech sector is usually dominated by governments and states , but is rapidly opening up to private ventures and prestigious VC funds are seeking to begin building space portfolios that will enable these ventures to take off.

In terms of funding needs, what used to be super-expensive is becoming much more affordable, with standardization of hardware protocols as well as general cost reductions of consumer electronics. Satellites can now be built and launched for less than half a million dollars, creating exciting opportunities to commercialize the technology.

9. Cyber Security for Infrastructure Becomes Critical

Are you worried about your car getting hacked? How about cyber criminals sneaking in through your air conditioner or refrigerator?  Cybersecurity is not new; and in fact, the investing landscape is quite crowded, and the playing field is highly competitive.

The key shift in Cyber Security for investing in the next few years will be a move from protecting IT infrastructure to protecting all infrastructure. Companies are now designing full-proof solutions to protect everything such as automobiles, electric grids and everything in between.

10. Autonomous Driving Picks Up Speed

Everyone knows that autonomous driving is coming. The question is when?  Thanks to the development of core technology and expertise of leading Autonomous Driving companies such as Waze and Mobileye, the world is sure to become a global hub of automotive innovation.

(Source: Jon Medved, OurCrowd’s CEO)

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Robert Hoskins
(512) 627-6622
@Crowdfunding_PR

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Mr. Robert Hoskins is a seasoned marketing veteran with a proven track record of helping entrepreneurs, startups, small businesses as well as Fortune 500 corporations launch successful marketing communications campaigns to gain market traction for a wide variety of products and services.

On a regular basis, Mr. Hoskins consults with crowdfunding campaign managers as well as crowdfunding sites, portals and platforms to deliver successful crowdfunding marketing campaigns.

Google search “Robert Hoskins Crowdfunding” to see why Mr. Hoskins is considered one of the industry’s foremost crowdfunding experts that has amassed a huge social media following, which is dedicated to supporting donation-, rewards- and equity-based crowdfunding campaigns.

OurCrowd and LetsVenture Announce Collaboration on Setting Up New ‘India Investment Fund’ to Begin Investing in Indian and Israeli Entrepreneurs and Startups

OurCrowd will offer curated deals to Indian investor syndicates managed by LetsVenture, as well as showcase Indian startups on OurCrowd’s platform

By Robert Hoskins, Crowdfunding PR

Bengaluru, India – OurCrowd, one of the landing equity crowdfunding in Israel, announced that it has signed a strategic collaboration agreement with LetsVenture, one of India’s largest angel investment syndicates for seed stage and venture capital for startups and growing businesses. As part of this partnership, OurCrowd will offer curated deals to Indian investor syndicates managed by LetsVenture, as well as showcase Indian startups on OurCrowd’s platform, giving selected Indian startups access to accredited investors globally and to business development opportunities.

OurCrowd will offer curated deals to Indian investor syndicates managed by LetsVenture, as well as showcase Indian startups on OurCrowd’s platform

OurCrowd and LetsVenture will be also be collaborating on an ‘India Fund’ to invest in Israeli, Indian and global startups. The investment into this fund would primarily be from family funds and high net-worth individuals (HNWIs) in India and OurCrowd’s global network of accredited investors.

Leveraging LetsVenture’s domestic network, OurCrowd will offer Indian corporates access to the Israeli innovation ecosystem.

“Having made startup funding easy, our vision is to make angel investing easy with a focus on portfolio management (startup reporting, portfolio diversification and exits). The partnership with OurCrowd aligns with our vision of offering our investors access to some of the best startups across geographies including Israel, along with giving LetsVenture portfolio companies access to global investors for their next round of funding. In this partnership with one of the largest equity crowdfunding platforms globally, we do believe this is a win-win for both of us,” said Shanti Mohan, Co-Founder & CEO, LetsVenture.

In addition to this, LetsVenture will facilitate ‘Take to Market’ activities for OurCrowd’s portfolio companies to access the Indian market, the activities of which are under development by LetsVenture and are targeted to commence in 2018.

Commenting on the announcement, Jon Medved, OurCrowd CEO, said, “India is a critical growth market for our business with a huge number of very exciting startup investment opportunities in a range of sectors. Israel and India have a great joint heritage sharing many of the same entrepreneurial qualities that are the backbone of our economies. I am excited to be entering into this collaboration with LetsVenture, which I believe will deliver great value to our investors.”

Elias Ghosalkar, Director of Corporate Development at OurCrowd, added, “OurCrowd, with its strong global presence and established industry leadership is well poised to support the Indian startup eco-system and its stakeholders via its strategic collaboration with LetsVenture. This strategic collaboration helps build much needed bridges between the Israeli and Indian startup ecosystems, and opens the doors to tapping into high growth potential synergies. Indian investors, startups and corporates gain access to global expertise, know-how and innovation via the OurCrowd network, which will truly help put the ‘Startup India initiative’ on a fast track and further strengthen the economic linkages between Israel and India.”

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Robert Hoskins
(512) 627-6622
@Crowdfunding_PR

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Mr. Robert Hoskins is a seasoned marketing veteran with a proven track record of helping entrepreneurs, startups, small businesses as well as Fortune 500 corporations launch successful marketing communications campaigns to gain market traction for a wide variety of products and services.

On a regular basis, Mr. Hoskins consults with crowdfunding campaign managers as well as crowdfunding sites, portals and platforms to deliver successful crowdfunding marketing campaigns.

Google search “Robert Hoskins Crowdfunding PR” to see why Mr. Hoskins runs one of the industry’s foremost crowdfunding PR, social media and marketing agencies that has amassed a huge social media following and is dedicated to supporting a wide variety of donation, rewards and equity crowdfunding campaigns.

The Ambi Climate Draws on Data from Sensors and User Feedback to Automatically Tweak a Room’s Ambient Temperature and Humidity

The Ambi Climate uses artificial intelligence (AI) software to generate temperature and humidity profiles and then collects and learns from actual user comfort feedback via a smartphone app to develop real world, year round profiles

By Robert Hoskins, Crowdfunding PR

Hong Kong – Optimizing AC use is not an easy task, which is why the Ambi Climate 2 makes use of artificial intelligence to personalize ambient conditions. Apparently, a lot of people loved the Ambi Climate unit’s value-added business proposition so much that Ambi Labs raised over HK$1,215,900 from 1,016 backers via its Kickstarter crowdfunding campaign that ended on June 22, 2017.

The Ambi Climate that Draws on Data from Sensors and User Feedback to Automatically Tweak a Room’s Ambient Temperature and Humidity

The Ambi Climate was created by Ambi Labs, a Hong Kong-based company founded by Julian Lee, Paul Sykes, and Tim Chang. They state their mission as being a sort of ‘leave no man behind’ approach to technology, wherein aged appliances are given a makeover using modern innovation. With the second edition of the Ambi Climate, the aim remains to make air conditioners more energy-efficient and customizable.

The device achieves that with the help of AI software, which studies user comfort and the corresponding conditions to create unique profiles for them. It finds out how comfortable a user is at any given time via a mobile app, where you can tell the device how much its estimation of your comfort level differs from what it actually is. As you do that over different months and passing seasons, the AI learns your individual preferences and optimizes the temperature accordingly.

While user feedback is one way the Ambi Climate tweaks its own operation, it isn’t the only way. The device uses a variety of sensors to track such factors as humidity and sunlight. It also gathers data from the Web to understand weather trends during that time of year, clothing people are most likely to have on, and temperature variations at different times of the day. It uses all this information to deliver the most appropriate climate control automatically. According to the creators, that leads to as much as 30 percent savings in power bills.

Ambi Climate can be paired with air conditioners using the Ambi Climate App, which is available for Android and iOS users. Once that’s done, you can place the device in view of the AC and leave it to do its thing. The app also enables a geo-location feature; the Ambi Climate finds out when you’re about to get home and fires up the AC, so conditions are perfect as you walk in. You can tie those features in with other smart home IOT paraphernalia thanks to IFTTT and Amazon Alexa integrations.

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Robert Hoskins
(512) 627-6622
@Crowdfunding_PR

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Mr. Robert Hoskins is a seasoned marketing veteran with a proven track record of helping entrepreneurs, startups, small businesses as well as Fortune 500 corporations launch successful marketing communications campaigns to gain market traction for a wide variety of products and services.

On a regular basis, Mr. Hoskins consults with crowdfunding campaign managers as well as crowdfunding sites, portals and platforms to deliver successful crowdfunding marketing campaigns.

Google search “Robert Hoskins Crowdfunding” to see why Mr. Hoskins runs one of the industry’s foremost crowdfunding PR, social media and marketing agencies that has amassed a huge social media following and is dedicated to supporting a wide variety of donation, rewards and equity crowdfunding campaigns.

Front Page PR Rolls Out Turnkey PR/Media Relations Service Portfolio for Franchises, Construction, Home Services (Solar & Energy Efficiency), Industrial, Manufacturing, and High-Tech Companies

For less than $5k per month, this leading public relations, social media and marketing firm will help startups, existing companies and corporations generate more website traffic and increase monthly sales

By Robert Hoskins

Maryville, Tennessee – Seeking a leading edge PR firm? Whether your company needs help generating publicity for a franchise’s Ripley’s Believe It or Not event or would benefit from generating positive PR publicity for a business-to-business (B2B) home service company that installs solar, saves money with home energy audits or offers HVAC tuneup services to help homeowners save money on monthly energy bills, Front Page PR can provide a cost-effective, turnkey growth-hacking marketing program for around $5,000+tax per month.

Front Page PR Rolls Out Turnkey PR/Media Relations Service Portfolio for Franchises, Construction, Home Services (Solar & Energy Efficiency), Industrial, Manufacturing, and High-Tech Companies

Front Page PR’s team of marketing experts can help growing companies write press releases, develop online press rooms, build social media networks, plan a digital advertising program, write search engine optimized blog pages for content marketing, generate precise databases of vertical B2B media contacts, write effective media pitches, build media relationships with the management team, find trade show panels discussion for subject matter experts to speak at and harvest email addresses for carefully-tailored email marketing programs. An excellent price for a full portfolio marketing services that is hard to beat and represents one of the most cost-effective deals in the B2B marketing industry.

“One of the most challenging decisions that most small companies face is hiring their first marketing consulting firm,” said Robert Hoskins, Front Page PR’s Director of PR and Media Relations. “Regardless of whether it’s a small startup seeking to gain market traction, a small business that wants to expand their existing business operations or a large corporation that is seeking merger and acquisition partners, our team of seasoned media relations experts can help any business move mountains with words and sway public persuasion with positive trade publication and business media interviews.”

“The average rate that most PR firms charge clients is $10,000 to $20,000 per month or $60,000 to $240,000 per year. The metric or question that all firms need to measure when evaluating their PR/media relations budget is, ‘Is my PR firm capable of generating at least $1 of media publicity for every $1 I spend on their PR consulting fees?’ ” Hoskins continued. “With that said, if a company can find a PR firm that can generate a 300% return-on-investment (ROI) for a budget of $60,000 per year, that’s equivalent to hiring three professional, seasoned marketing professionals, and/or receiving a minimum of $300,000 in positive, credible media exposure. Not many firms can deliver on this expectation, but our team can.”

Have an interest in learning more? Please give Front Page PR a call at (512) 627-6622 to learn more and to receive a free 30-minute review of your website, your social media credentials and an off-the-cuff review of what first steps might be taken to generate more website traffic, produce more business leads and how to help your sales team close deals on more new business. Front Page PR wants your business and is willing to work hard to earn your business, complete with a great ROI.

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Contact:
Robert Hoskins
Front Page PR
(512) 627-6622

OurCrowd, Motorola Solutions, Reliance Industries, and Yissum Launch Incubator, Accelerator to Give Jerusalem Startups a Competitive Edge

OurCrowd’s Incubator and Accelerator will focus on emerging startups using ‘frontier technologies’ including: big data, analytics, artificial intelligence (AI), fin-tech, storage, internet of things (IoT) and computer vision

By Robert Hoskins

Jerusalem, Israel –  OurCrowd Incubator announced new partnerships with Motorola Solutions, Reliance Industries and Yissum, to operate an innovation technology incubator to support growth of early stage startups in Jerusalem. With a long track record of startup investment in Jerusalem, and as a key player in the Israeli tech ecosystem, OurCrowd is a natural fit to lead the incubator team. The incubator will focus on frontier technologies such as big data, analytics, AI, fintech, storage, IoT and computer vision.

OurCrowd, Motorola Solutions and Reliance Industries Launch Israeli Incubator, Accelerator to Give Jerusalem Startups a Competitive Edge

The incubator will be based in OurCrowd’s Jerusalem headquarters, located in the JVP Media Quarter campus, founded by MK Erel Margalit. OurCrowd will lead the incubator consortium together with partners Motorola Solutions (NYSE: MSI), Reliance Industries (NSE: Reliance) and Yissum Technology Transfer Company of the Hebrew University of Jerusalem.

In less than five years, OurCrowd has invested over $440M into 120 companies and eight funds. After vetting more than 6,000 companies and celebrating 13 exits, OurCrowd continues to lead the global equity crowdfunding sector for accredited investors, and make it one of the most active Venture Capitalists in the vibrant Israeli startup scene.

Jon Medved, OurCrowd’s CEO said, “We are proud to be strengthening the Jerusalem tech-ecosystem together with strong partners such as Motorola Solutions, Reliance Industries and Yissum. This represents a unique team with a global reach, incredible scale, and with deep technological, commercial and academic roots. We expect to invest in close to 50 companies over the next 10 years and further grow the formidable cadre of Jerusalem startups.”

The incubator will be part of the world famous Israeli incubator program administered by Israel’s National Innovation Authority (formerly the office of the Chief Scientist).

Eduardo Conrado, Executive Vice President, Strategy & Innovation Office, for Motorola Solutions said, “In today’s technology environment, strong partnerships and strategic investments help accelerate innovation. The Jerusalem incubator is one element of our Israel innovation hub, which is focused on developing advanced solutions in artificial intelligence, cyber security and other fields. We are proud to be part of this important project and look forward to working with OurCrowd, Reliance and Yissum on the future of public safety technology.”

“Reliance Industries is excited to further its long-term commitment to Israel by partnering with Israel Innovation Authority jointly with OurCrowd, Motorola and Hebrew University for the Jerusalem Incubator,” said the spokesperson from Reliance Industries Limited. “We are confident of Israeli start-ups offering unique value proposition by delivering next-gen digital services. We believe the incredible technological innovation from Israel will gain immensely by addressing the huge Indian market riding on the nationwide 4G LTE digital infrastructure setup in India by Jio. This will be a significant win-win for both India and Israel.”

OurCrowd is the leading global equity crowdfunding platform for accredited investors. Managed by a team of seasoned investment professionals and led by serial entrepreneur Jon Medved, OurCrowd vets and selects opportunities, invests its own capital, and brings companies to its accredited membership of global investors. OurCrowd provides post-investment support to its portfolio companies, assigns industry experts as mentors, and takes board seats. The OurCrowd community of almost 20,000 investors from over 112 countries has invested over $440M into 120 portfolio companies and funds. OurCrowd already has thirteen exits to date, two IPO’s and eleven acquisitions.

Motorola Solutions (NYSE: MSI) creates innovative, mission-critical communication solutions and services that help public safety and commercial customers build safer cities and thriving communities. Reliance Industries Limited (RIL) is India’s largest private sector company, with a consolidated turnover of $ 50.9 billion and net profit of $ 4.6 billion for the year ended March 31, 2017. RIL’s activities span hydrocarbon exploration and production, petroleum refining and marketing, petrochemicals, retail and 4G digital services.

Yissum Research Development Company of the Hebrew University of Jerusalem Ltd. was founded in 1964 to protect and commercialize Hebrew University’s intellectual property. Products based on Hebrew University technologies that have been commercialized by Yissum currently generate $2 Billion in annual sales. Ranked among the top technology transfer companies in the world, Yissum has registered over 9,325 patents covering 2,600 inventions; has licensed out 880 technologies and has spun out 110 companies including Mobileye, BriefCam, CollPlant and Qlight Nanotech. Yissum’s business partners span the globe and include companies such as Syngenta, Monsanto, Roche, Novartis, Microsoft, Johnson & Johnson, Merck, Intel, Teva and many more.

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Robert Hoskins
(512) 627-6622
@Crowdfunding_PR

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Mr. Robert Hoskins is a seasoned marketing veteran with a proven track record of helping entrepreneurs, startups, small businesses as well as Fortune 500 corporations launch successful marketing communications campaigns to gain market traction for a wide variety of products and services.

On a regular basis, Mr. Hoskins consults with crowdfunding campaign managers as well as crowdfunding sites, portals and platforms to deliver successful crowdfunding marketing campaigns.

Google search “Robert Hoskins Crowdfunding” to see why Mr. Hoskins runs one of the industry’s foremost crowdfunding PR, social media and marketing agencies that has amassed a huge social media following and is dedicated to supporting a wide variety of donation, rewards and equity crowdfunding campaigns.